by Ryan Osborn | Jan 13, 2016 | Credit
Back to School, Back to Reality For a large chunk of South Africans, aside from the classic hangover that comes from overindulgence, the New Year also brings a big, fat financial headache. After shelling out for presents to put under the tree and decadent feasts to...
by Ryan Osborn | Nov 11, 2015 | Uncategorized
Net Worth and Personal Budget Your net worth is the balance of what you owe deducted from what you own. Make a list of your assets and what they’re worth, then another comprised of your obligations. Subtract the sum of your obligations from the total worth of your...
by Ryan Osborn | Nov 10, 2015 | Credit
Club Fees Not Permitted The National Credit Regulator (NCR) has referred the retailer, Edcon Holdings to the National Consumer Tribunal (NCT) for charging consumers club fees on credit agreements – a practice “…not permitted by the National Credit Act...
by Ryan Osborn | Nov 9, 2015 | Credit
Want to enhance your creditworthiness? Check up on your credit report to ensure that inaccurate negative listings aren’t dragging your credit score down. Credit Education The National Credit Regulator (NCR) is encouraging consumers to ask the credit bureaus for their...
by Ryan Osborn | Sep 18, 2015 | Credit
Credit Cuts Both Ways Credit is a double-edged sword, as it can be a valuable tool for building up your personal wealth, then again, it can easily sink you into financial ruin, if abused to fund an unsustainable lifestyle. As such, deciding to apply for credit or a...
