I have missed a few payments in the past. Will PayDay Loans do a credit check?

As a credit provider, PayDay Loans will ensure to check your credit score to ensure the requested loan is a risk they are willing to accept.

While missed payment could hinder your loan application and lower your credit score, only a credit scored perceived as bad to the creditor will be denied. Missing a few payments does not necessarily mean you will have a bad credit score, but it is always advisable to build a good credit score and try not to fall into arrears ever.

While it may not stop you from getting a loan, it is a lot easier to be granted one with a good credit record behind you.

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