As a credit provider, PayDay Loans will ensure to check your credit score to ensure the requested loan is a risk they are willing to accept.
While missed payment could hinder your loan application and lower your credit score, only a credit scored perceived as bad to the creditor will be denied. Missing a few payments does not necessarily mean you will have a bad credit score, but it is always advisable to build a good credit score and try not to fall into arrears ever.
While it may not stop you from getting a loan, it is a lot easier to be granted one with a good credit record behind you.