What is a cash advance, short-term loan or PayDay Loan?

A PayDay loan, or short term loan, is a small cash loan that is usually used for extra costs or emergency expenses when your budget is looking tight.

A quick and easy way to ensure you have the cash to tie you over ‘til the next month, this is a simple online loan that gives you cash on the same day. With repayment occurring within a short period of time, usually accompanied by a higher interest rate to enforce this, this type of loan is typically paid back within a month- in line with receiving your next paycheck.

Perfect for emergency cash needs, usually ranging between R500 to R3000, these smaller, short-term loans let you cover your needs when you are short on cash. A service for all South African citizens, one simply needs to fulfil the criteria to receive a helping hand on the same day as approval.

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