A question asked often by debtors, Can I apply for a PayDay loan if I don’t have a bank account? A tricky one to really understand, this is in essence dependent on the lender. Varying from creditor to creditor, most PayDay loans providers require a bank account to verify your income and information. While some may allow a loan without one, chances are they will require a lot more information as well as give you higher rates on repayment – a simple way for them to secure the repayment with such a small amount of verified details on your side. Without a credit check or security surrounding these loans, they can often include high interest rates to encourage quick and timely repayment. Whether making ends meet at the end of the month, or getting a bit of cash on hand for a special day out, these quick and easy loans are there to help you.